Online Searches for Mortgage Broker Assistance Continue Unabated

Wednesday, August 25th, 2021

As the UK approaches the end of the various Coronavirus Job Retention (‘furlough’) Schemes, which have been in place for the last 16 months to help businesses and employees navigate their way through several lockdowns, it seems that many people still looking for a mortgage are seemingly seeking the assistance of a mortgage broker to find the best and most appropriate lender to match their current circumstances.

Of course, it is also likely to reflect what some have reported as being “the improving economic climate”, but the ending of the furlough scheme, fewer employer redundancies, people starting new jobs and crucially, the confidence shown by those who are looking to remortgage or in many cases, buy a new property have all, had their impact.

It is important to add that recent demand has been underpinned by the much heralded and ever-nearing end to the stamp duty holiday concession too.

Alongside long-standing search terms, such as “mortgage requirements” and “interest only mortgages”, we believe that other terms such as “best fixed rate” and “mortgage broker near me” are driven by those wishing to get expert advice on the best way to consolidate and/or improve their secured lending arrangements.

Seek Advice from An Expert Mortgage Broker

With all that in mind, it is important that those who seek help and advice from an expert mortgage broker use one that can research across a comprehensive panel of mortgage lenders throughout the market to identify the best and most appropriate solution to match each applicants’ circumstances and requirements.

So, for a no-obligation chat in complete confidence with one of our friendly expert mortgage brokers here at Caboodle Finance of Sutton Coldfield, Birmingham, call 0121 308 9114 today to discuss your individual circumstances and requirements, or alternatively, click HERE to contact us via the website and we will be in touch with you as soon as possible. 

We very much look forward to hearing all about your exciting project.

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT. CONSOLIDATING DEBTS MAY INCREASE THE TERM AND TOTAL AMOUNT PAYABLE.

Your initial consultation is free and you are under no obligation to proceed with a mortgage we recommend. There will be a fee for mortgage advice. The exact fee will depend on your circumstances and may be reduced depending on the loan amount and any commission we receive from the lender. It is estimated that the fee will be £595, but it may range from £495 to 1% of the amount you borrow. The fee is only payable on completion and can normally be added to the mortgage. This will be discussed and agreed with you before you make an application. Please ask for a personalised illustration.

Secured loan rates from 3.95% APRC, although we have plans available up to 29.9% APRC which allow us to assist customers with the most severe credit problems. The overall cost for comparison is 7.65% APRC. For secured loans a broker fee up to 10% of the loan amount borrowed may be payable on successful completion. A lender fee may also apply. The actual APRC available will depend on your circumstances. All loans are subject to status. Please ask for a personalised illustration.

The guidance and/or advice contained in this website is subject to UK regulatory regime and is therefore restricted to consumers based in the UK.

Caboodle Financial Services Ltd, registered in England at Mere Green House, 46-48 Mere Green Road, Sutton Coldfield, West Midlands B75 5BT (number 08044670).
Caboodle Financial Services Ltd is an appointed representative of PRIMIS Mortgage Network (PRIMIS), a trading name of Advance Mortgage Funding Ltd which is authorised and regulated by the Financial Conduct Authority. PRIMIS is only responsible for the service and quality of advice provided to you in relation to mortgages, protection insurance and general insurance products. Any other product or service offered by Caboodle Financial Services Ltd may not be the responsibility of PRIMIS and may also not be subject to regulation by the Financial Conduct Authority. The Financial Conduct Authority does not regulate some forms of Buy to Let.

© 2020 Caboodle Financial Services Ltd