What is a Bad Credit Buy to Let Mortgage?

What is a Bad Credit Buy to Let Mortgage?

Buy to Let Bad Credit Mortgages are for landlords who may currently
have or previously had:


Don`t think you will get a Buy to Let mortgage?

If you are worried about your credit rating then you may be wondering if there is any point looking for a Buy to let mortgage. It is true that lenders are now more cautious when granting mortgages than a few years ago, but even so your credit rating might not be as bad as you think and at Caboodle we have access to lenders who will still consider a Buy to Let mortgage even if there has been some bad credit in the past.

Talk to a Buy to Let Specialist…

We have access to products from lenders who specialise in Buy to Let and they might be willing to help you. Some of our lenders will focus on whether the property you have is self-funding and may be prepared to accept you, even with an adverse credit history.

Our Buy to Let specialists are very experienced in dealing with clients that don’t fit the lenders typical criteria and will work with you to find the best solution. They will endeavour to help whatever your bad credit circumstances, so why not give them a call today on 0845 219 0427 or 0121 308 9114. Alternatively complete the short enquiry form and an adviser will call you back.

We can often arrange face-to-face appointments in Mere Green, Four Oaks, Sutton Coldfield, Lichfield, Tamworth, Burton, Birmingham, Walsall, West Bromwich and many other surrounding areas of Staffordshire and the West Midlands. Alternatively we can make arrangemtns for you to visit our offices to discuss your requirements in more detail.

THE FINANCIAL CONDUCT AUTHORITY DOES NOT REGULATE SOME TYPES OF BUY TO LET AND INVESTMENT MORTGAGES.

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THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT. CONSOLIDATING DEBTS MAY INCREASE THE TERM AND TOTAL AMOUNT PAYABLE.

Your initial consultation is free and you are under no obligation to proceed with a mortgage we recommend. There will be a fee for mortgage advice. The exact fee will depend on your circumstances and may be reduced depending on the loan amount and any commission we receive from the lender. It is estimated that the fee will be £595, but it may range from £495 to 1% of the amount you borrow. The fee is only payable on completion and can normally be added to the mortgage. This will be discussed and agreed with you before you make an application. Please ask for a personalised illustration.

Secured loan rates from 3.95% APRC, although we have plans available up to 29.9% APRC which allow us to assist customers with the most severe credit problems. The overall cost for comparison is 7.65% APRC. For secured loans a broker fee up to 10% of the loan amount borrowed may be payable on successful completion. A lender fee may also apply. The actual APRC available will depend on your circumstances. All loans are subject to status. Please ask for a personalised illustration.

The guidance and/or advice contained in this website is subject to UK regulatory regime and is therefore restricted to consumers based in the UK.

Caboodle Financial Services Ltd, registered in England at SQ2 House, 240b Lichfield Road, Four Oaks, Sutton Coldfield, West Midlands B74 2UD (number 08044670).
Caboodle Financial Services Ltd is an appointed representative of PRIMIS Mortgage Network (PRIMIS), a trading name of Advance Mortgage Funding Ltd which is authorised and regulated by the Financial Conduct Authority. PRIMIS is only responsible for the service and quality of advice provided to you in relation to mortgages, protection insurance and general insurance products. Any other product or service offered by Caboodle Financial Services Ltd may not be the responsibility of PRIMIS and may also not be subject to regulation by the Financial Conduct Authority. The Financial Conduct Authority does not regulate some forms of Buy to Let.

© 2019 Caboodle Financial Services Ltd