News

Will UK ‘Staycations’ Continue to Boost the Holiday Let Market?

Monday, May 24th, 2021

As the UK slowly lifts the various COVID-19 related restrictions, many are wondering whether the increase in holiday let purchases recorded over the last 12 months will continue, or, whether the yearnings by many for a holiday in sunnier climes will ultimately stem the tide. Holiday Buy to Let Mortgages Increasing in Popularity Hodge, a […]

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UK House Prices Rise to a New Record High

Wednesday, April 28th, 2021

The latest house price index released by Rightmove has suggested that UK house prices have risen to a new record high and that properties are selling at the quickest pace ever recorded. ** The frenzied activity seen in the housing market is likely to be a result of several influencing factors and here at Caboodle […]

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Budget Provides Home Buyers with Additional ‘Shots in the Arm’

Wednesday, March 24th, 2021

During his recent Budget announcement, Chancellor Rishi Sunak provided UK home buyers with an extra two ‘shots in the arm’ and in doing so also gave mortgage advisers a welcome boost ahead of what some had feared might have been the ‘cliff edge’ effect of ending the Stamp Duty holiday. Smaller Deposits with 95% Mortgages […]

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Demand for Buy to Let Mortgages not Dampened by the Challenges of COVID-19, Lockdowns, or Furlough

Wednesday, February 24th, 2021

Online activity experienced by us here at Caboodle Finance over the last few months has indicated that interest in buy to let property and buy to let mortgages has not been dampened by any of the above challenges that have been thrown into the mix since the beginning of the pandemic. Limited Company Buy to […]

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Can Furlough Scheme participation be problematic when applying for a mortgage?

Wednesday, January 27th, 2021

As the COVID-19 pandemic continues to dominate and influence the exceedingly difficult and uncertain times experienced around the world over the last 12 months, here at Caboodle Financial Services we have noticed that when looking for their “ideal mortgage” many potential homeowners and/or movers have been impacted, not to say frustrated by current lending criteria. […]

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UK House Prices Remain Strong Amidst a COVID-19 Affected Mortgage Market

Wednesday, December 16th, 2020

A recent house price index released by Nationwide has indicated that house prices remain strong and continue to grow month-on-month despite the uncertainties that have been brought to the fore by the coronavirus pandemic. * Volatile Market Conditions Make Professional Mortgage Advice Essential Mortgage products, criteria, rates, and availability have been volatile since the start […]

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Mortgage brokers to the rescue amidst turbulent market conditions

Wednesday, November 25th, 2020

With mortgage rates, lender criteria, loan to value (LTV) availability and affordability assessments changing on an almost daily basis, it is highly likely that some customers would benefit from the assistance of a professional mortgage broker, like ourselves here at Caboodle Finance, to help secure their new mortgage. Prospective Borrowers Struggling In our experience, many […]

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Some UK Homeowners are Improving Instead of Moving

Wednesday, October 28th, 2020

Amidst the uncertainty of the COVID-19 pandemic, whilst some UK homebuyers and home movers have been enticed by the temporary stamp duty holiday, others have decided that improving their existing property might be a more attractive proposition than moving to a new house. Financing Home Improvements Once the initial decision has been made, it becomes […]

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Specialist lenders to prosper in a challenging buy to let market

Monday, September 28th, 2020

In life as well as in business, the best lessons are often learned during the most difficult and challenging times, and this sentiment certainly holds with respect to the mortgage market since the onset of the COVID 19 pandemic. With an array of new complexities and added considerations impacting mainstream lenders in recent months (together […]

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Demand for Mortgage Advice Likely to Increase Following Stamp Duty Freeze

Wednesday, August 26th, 2020

The onset of Coronavirus has certainly created great uncertainty around the world, and it is true to say that in recent months the UK mortgage market has become a little more unpredictable too. A High Demand for Mortgages Conversely, the recently announced stamp duty freeze seems to have whetted would-be homeowner appetites and as a […]

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THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT. CONSOLIDATING DEBTS MAY INCREASE THE TERM AND TOTAL AMOUNT PAYABLE.

Your initial consultation is free and you are under no obligation to proceed with a mortgage we recommend. There will be a fee for mortgage advice. The exact fee will depend on your circumstances and may be reduced depending on the loan amount and any commission we receive from the lender. It is estimated that the fee will be £595, but it may range from £495 to 1% of the amount you borrow. The fee is only payable on completion and can normally be added to the mortgage. This will be discussed and agreed with you before you make an application. Please ask for a personalised illustration.

Secured loan rates from 3.95% APRC, although we have plans available up to 29.9% APRC which allow us to assist customers with the most severe credit problems. The overall cost for comparison is 7.65% APRC. For secured loans a broker fee up to 10% of the loan amount borrowed may be payable on successful completion. A lender fee may also apply. The actual APRC available will depend on your circumstances. All loans are subject to status. Please ask for a personalised illustration.

The guidance and/or advice contained in this website is subject to UK regulatory regime and is therefore restricted to consumers based in the UK.

Caboodle Financial Services Ltd, registered in England at Mere Green House, 46-48 Mere Green Road, Sutton Coldfield, West Midlands B75 5BT (number 08044670).
Caboodle Financial Services Ltd is an appointed representative of PRIMIS Mortgage Network (PRIMIS), a trading name of Advance Mortgage Funding Ltd which is authorised and regulated by the Financial Conduct Authority. PRIMIS is only responsible for the service and quality of advice provided to you in relation to mortgages, protection insurance and general insurance products. Any other product or service offered by Caboodle Financial Services Ltd may not be the responsibility of PRIMIS and may also not be subject to regulation by the Financial Conduct Authority. The Financial Conduct Authority does not regulate some forms of Buy to Let.

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