News

Second Charge Mortgages – an Important Consideration for Many Homeowners

Tuesday, December 14th, 2021

After a very uncertain period during which the pandemic has significantly impacted all our lives, there are now signs that the second charge mortgage market is set to make a real comeback. Some people may wonder why this is relevant, but it is highly likely this market will become very much more important to the […]

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Mortgage Advice – Remote Communication Methods More Popular Than Ever

Friday, November 26th, 2021

Whilst the fallout from Coronavirus (COVID-19) has of course been immense and we all hope for a return to normality (whatever that may now mean), some of the mechanisms by which business and their clients have been forced to communicate during the pandemic may very well remain. One of these areas that appear to have […]

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Fighting the Mortgage Affordability Battle

Wednesday, October 27th, 2021

As rising property prices have presented fewer ‘affordable’ mortgage options to prospective homebuyers and those looking to remortgage, it is now more important than ever to conduct careful research across the mortgage market, according to the latest Mortgage Broker Tools (MBT) Affordability Index. ** Furthermore, the latest index has shown that more mortgage enquiries were […]

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Buy to Let Rental Income on the Rise

Tuesday, September 28th, 2021

A recent report by HomeLet (a leading supplier of specialist products and services to the private rented sector) states that rents have risen in August for the third consecutive month, and furthermore that every region in the UK has recorded a rise too. In fact, using a month-on-month comparison, the report notes that August rents […]

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Online Searches for Mortgage Broker Assistance Continue Unabated

Wednesday, August 25th, 2021

As the UK approaches the end of the various Coronavirus Job Retention (‘furlough’) Schemes, which have been in place for the last 16 months to help businesses and employees navigate their way through several lockdowns, it seems that many people still looking for a mortgage are seemingly seeking the assistance of a mortgage broker to […]

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Positive Signs as Second Charge Mortgage Market Continues to Grow

Wednesday, July 28th, 2021

According to the latest figures provided by the Finance & Leasing Association (FLA), following on from that shown in April, the second charge mortgage market delivered further growth in May 2021.  Albeit from a low point during the pandemic in 2020, this continued growth and seemingly positive recovery come as a very welcome relief for […]

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Will UK ‘Staycations’ Continue to Boost the Holiday Let Market?

Monday, May 24th, 2021

As the UK slowly lifts the various COVID-19 related restrictions, many are wondering whether the increase in holiday let purchases recorded over the last 12 months will continue, or, whether the yearnings by many for a holiday in sunnier climes will ultimately stem the tide. Holiday Buy to Let Mortgages Increasing in Popularity Hodge, a […]

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UK House Prices Rise to a New Record High

Wednesday, April 28th, 2021

The latest house price index released by Rightmove has suggested that UK house prices have risen to a new record high and that properties are selling at the quickest pace ever recorded. ** The frenzied activity seen in the housing market is likely to be a result of several influencing factors and here at Caboodle […]

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Budget Provides Home Buyers with Additional ‘Shots in the Arm’

Wednesday, March 24th, 2021

During his recent Budget announcement, Chancellor Rishi Sunak provided UK home buyers with an extra two ‘shots in the arm’ and in doing so also gave mortgage advisers a welcome boost ahead of what some had feared might have been the ‘cliff edge’ effect of ending the Stamp Duty holiday. Smaller Deposits with 95% Mortgages […]

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Demand for Buy to Let Mortgages not Dampened by the Challenges of COVID-19, Lockdowns, or Furlough

Wednesday, February 24th, 2021

Online activity experienced by us here at Caboodle Finance over the last few months has indicated that interest in buy to let property and buy to let mortgages has not been dampened by any of the above challenges that have been thrown into the mix since the beginning of the pandemic. Limited Company Buy to […]

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THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT. CONSOLIDATING DEBTS MAY INCREASE THE TERM AND TOTAL AMOUNT PAYABLE.

Your initial consultation is free and you are under no obligation to proceed with a mortgage we recommend. There will be a fee for mortgage advice. The exact fee will depend on your circumstances and may be reduced depending on the loan amount and any commission we receive from the lender. It is estimated that the fee will be £595, but it may range from £495 to 1% of the amount you borrow. The fee is only payable on completion and can normally be added to the mortgage. This will be discussed and agreed with you before you make an application. Please ask for a personalised illustration.

Secured loan rates from 3.95% APRC, although we have plans available up to 29.9% APRC which allow us to assist customers with the most severe credit problems. The overall cost for comparison is 7.65% APRC. For secured loans a broker fee up to 10% of the loan amount borrowed may be payable on successful completion. A lender fee may also apply. The actual APRC available will depend on your circumstances. All loans are subject to status. Please ask for a personalised illustration.

The guidance and/or advice contained in this website is subject to UK regulatory regime and is therefore restricted to consumers based in the UK.

Caboodle Financial Services Ltd, registered in England at Mere Green House, 46-48 Mere Green Road, Sutton Coldfield, West Midlands B75 5BT (number 08044670).
Caboodle Financial Services Ltd is an appointed representative of PRIMIS Mortgage Network (PRIMIS), a trading name of Advance Mortgage Funding Ltd which is authorised and regulated by the Financial Conduct Authority. PRIMIS is only responsible for the service and quality of advice provided to you in relation to mortgages, protection insurance and general insurance products. Any other product or service offered by Caboodle Financial Services Ltd may not be the responsibility of PRIMIS and may also not be subject to regulation by the Financial Conduct Authority. The Financial Conduct Authority does not regulate some forms of Buy to Let.

© 2020 Caboodle Financial Services Ltd