Wednesday, March 24th, 2021
During his recent Budget announcement, Chancellor Rishi Sunak provided UK home buyers with an extra two ‘shots in the arm’ and in doing so also gave mortgage advisers a welcome boost ahead of what some had feared might have been the ‘cliff edge’ effect of ending the Stamp Duty holiday. Smaller Deposits with 95% Mortgages […]
More »Wednesday, February 24th, 2021
Online activity experienced by us here at Caboodle Finance over the last few months has indicated that interest in buy to let property and buy to let mortgages has not been dampened by any of the above challenges that have been thrown into the mix since the beginning of the pandemic. Limited Company Buy to […]
More »Wednesday, January 27th, 2021
As the COVID-19 pandemic continues to dominate and influence the exceedingly difficult and uncertain times experienced around the world over the last 12 months, here at Caboodle Financial Services we have noticed that when looking for their “ideal mortgage” many potential homeowners and/or movers have been impacted, not to say frustrated by current lending criteria. […]
More »Wednesday, December 16th, 2020
A recent house price index released by Nationwide has indicated that house prices remain strong and continue to grow month-on-month despite the uncertainties that have been brought to the fore by the coronavirus pandemic. * Volatile Market Conditions Make Professional Mortgage Advice Essential Mortgage products, criteria, rates, and availability have been volatile since the start […]
More »Wednesday, November 25th, 2020
With mortgage rates, lender criteria, loan to value (LTV) availability and affordability assessments changing on an almost daily basis, it is highly likely that some customers would benefit from the assistance of a professional mortgage broker, like ourselves here at Caboodle Finance, to help secure their new mortgage. Prospective Borrowers Struggling In our experience, many […]
More »Wednesday, October 28th, 2020
Amidst the uncertainty of the COVID-19 pandemic, whilst some UK homebuyers and home movers have been enticed by the temporary stamp duty holiday, others have decided that improving their existing property might be a more attractive proposition than moving to a new house. Financing Home Improvements Once the initial decision has been made, it becomes […]
More »Monday, September 28th, 2020
In life as well as in business, the best lessons are often learned during the most difficult and challenging times, and this sentiment certainly holds with respect to the mortgage market since the onset of the COVID 19 pandemic. With an array of new complexities and added considerations impacting mainstream lenders in recent months (together […]
More »Wednesday, August 26th, 2020
The onset of Coronavirus has certainly created great uncertainty around the world, and it is true to say that in recent months the UK mortgage market has become a little more unpredictable too. A High Demand for Mortgages Conversely, the recently announced stamp duty freeze seems to have whetted would-be homeowner appetites and as a […]
More »Wednesday, July 22nd, 2020
The mortgage market is about to enter a new phase following the end of the many mortgage payment holidays that were taken out by the millions of people who found themselves seriously impacted by COVID-19 during these difficult and unprecedented times. Are There Consequences to Payment Holidays? Although it was a Government initiative and reassurances […]
More »Friday, June 26th, 2020
It is certainly true that all aspects of the property and mortgage market have been affected in some way by the lockdown and trading restrictions associated with the Coronavirus pandemic. Restricted Product Offerings As a consequence of COVID 19, some lenders have restricted their product offerings and even temporarily withdrawn from various finance and mortgage […]
More »Caboodle Financial Services Ltd
Mere Green House
46-48 Mere Green Road
Sutton Coldfield
West Midlands B75 5BT
Telephone: 0121 308 9114