Friday, March 22nd, 2019
The latest UK Finance figures indicate there has been a year-on-year reduction across the board for buy to let lending. No matter which parameters you look at, be it the number of mortgages, the total amount of lending or even the number of new properties purchased as a buy to let property, all show a significant […]
More »Thursday, February 28th, 2019
When you consider the amount of the jargon used by some in the industry concerning mortgages, property and the related legal aspects of a purchase, it is, on reflection, not surprising that many first-time buyers then struggle to fully understand the process, and data recently released by mortgage lender Aldermore certainly seems to confirm this. […]
More »Thursday, January 31st, 2019
It has become apparent in recent months that the second charge mortgage market is evolving in many different directions, particularly regarding lending on a buy-to-let property. In our experience, an increasing number of existing landlords are using a second charge on their buy-to-let property in order to raise capital. Raising capital on a buy to […]
More »Monday, December 17th, 2018
Here at Caboodle Finance, we believe that as many UK mortgage borrowers are now paying interest at their lenders’ standard variable rate, the decision of whether to stick with that lender or switch to another is becoming ever more important. SVR at it’s highest level since 2009. Recent research by Moneyfacts has indicated that following […]
More »Thursday, November 29th, 2018
Whilst homeowners and perspective borrowers often use a mortgage broker to handle many of the finance related aspects of a purchase or remortgage transaction, it seems that on occasions, many applicants run the risk of being under insured should future life changing events threaten financial hardship. Personal insurance – our duty of care… It is […]
More »Wednesday, October 24th, 2018
Many prospective homebuyers (or indeed those looking to remortgage an existing property) use the services of a professional mortgage broker to determine what is likely to be very best mortgage deal in all the circumstances. That said, consulting an expert may prove advantageous in other ways too. A Good Mortgage Broker Goes Beyond just Arranging […]
More »Sunday, September 30th, 2018
There still appear to be widespread misconceptions about what a second charge mortgage is, who can have one and how they can be used. A secured loan by another name. In years gone by, this type of finance was known as a “secured loan”, but as the mortgage and finance markets have evolved in recent […]
More »Wednesday, August 29th, 2018
A recent report by Noddle (the credit report service offered by the British arm of the global company TransUnion) suggests that around a quarter of homeowners don’t shop around when it comes to finding a mortgage; they simply select the first one they are accepted for. * It pays to do your research! Jacqueline Dewey, […]
More »Wednesday, July 25th, 2018
Despite recent regulatory changes causing a squeeze from a tax perspective, figures and calculations provided by the specialist mortgage lender Kent Reliance indicate that buy to let property investment could still deliver significant returns for landlords over a 25-year term. Their calculations assume house prices and rents rise by 1 per cent in each of […]
More »Wednesday, June 20th, 2018
Seemingly, many UK homeowners will take out insurance for their pets and their ‘gadgets’ before they will put in place a suitable personal protection portfolio to protect themselves, their home and their family. Although a mortgage is the biggest commitment most people will ever take out, many decide not to take out suitable protection such […]
More »Caboodle Financial Services Ltd
SQ2 House
240B Lichfield Road
Four Oaks
Sutton Coldfield B74 2UD
Telephone: 0121 308 9114