Buy to let mortgages are designed to help people invest in property. Not every bank, building society or lender offers buy to let mortgages. Birmingham based mortgage broker, Caboodle Financial service are a specialist in buy to let mortgages. This type mortgage is not available on your residential home and will generally require a larger deposit than a standard residential mortgage.
Interest rates can be slightly higher too when compared to a traditional mortgage and you will need to demonstrate to the lender that the rental income received will cover the interest/mortgage payments, sometimes with extra to spare.
You will find a selection of the best Buy to Let mortgage deals currently available in the market on our “Best Buy” Tables. You can also use our basic “Mortgage Finder” tool to personalise your search.
Some lenders may allow you to use personal income to make up any shortfall so whether you are an experienced landlord with a portfolio of Buy to Let properties or you are buying a property to let for the first time, it`s worth talking to one of our Buy to Let experts to find the best deal.
We have access to some of the industry leading technology to help us search the whole Buy to Let mortgage market for you, saving you the time and hassle.
Our Buy to Let mortgage experts have worked in the industry for many years and will work closely with you to find the best Buy to Let mortgage for your situation.
You can arrange for a Buy to Let expert to visit you in person or simply pick up the phone and talk to one direct. Either way you’ll get a professional and friendly service.
Your initial consultation is free and you are under no obligation to proceed with any Buy to Let mortgage Caboodle recommend.
Caboodle can usually help no matter what your circumstances. Even if you have limited income, are retired, have debts to clear or perhaps you have a less than perfect credit history – we will search the market to find the best solution.
We provide a simple, speedy and hassle free service. We’ll take care of all the paperwork and process your Buy to Let application from start to finish, dealing with the lenders and solicitors on your behalf.
Whether you are new to Buy to Let, interested in letting your existing property to buy another, or you are looking for a better Buy to Let deal on your existing property, Caboodle can help you find the best Buy to Let mortgages. Birmingham staff are looking forward to taking your call on 0800 151 2407 or 0121 308 9114 to speak to an adviser. Alternatively complete the online enquiry form and an adviser will call you back.
Some of the Top Tips for Buy to Let have been summarised for you and a Buy to Let Guide is available for further information.
We can often arrange face-to-face appointments in Mere Green, Four Oaks, Sutton Coldfield, Lichfield, Tamworth, Burton, Birmingham, Walsall, West Bromwich and many other surrounding areas of Staffordshire and the West Midlands. Alternatively we can make arrangements for you to visit our offices to discuss your requirements in more detail.
THE FINANCIAL CONDUCT AUTHORITY DOES NOT REGULATE SOME TYPES OF BUY TO LET AND INVESTMENT MORTGAGES.
Caboodle Financial Services Ltd
240B Lichfield Road
Sutton Coldfield B74 2UD
Telephone: 0121 308 9114