Monday, April 24th, 2017
In what is now truly a ‘digital age’, a recent entrant to the mainstream mortgage market now requires that to gain access to its specialised products, prospective clients must use the services of one of its previously approved mortgage brokers.
Atom Bank, trading as “Digital Mortgages” are responsible for setting a new benchmark for other lenders to follow in that they work very closely with the list of independent regional brokers that make up the ‘find a broker’ facility on their Atom website and through whom clients can then access the full Atom product range.
Although other lenders have ‘dipped their toe’ into this type of relationship with mortgage brokers in the past, in our view here at Caboodle Finance, few have been able to back it up with market leading products and none have underpinned it with 21st century technology.
Described by Atom as “the mortgage of the future”, much of the post acceptance process is performed via an App which can be downloaded onto the customer’s smartphone or tablet. The App provides updates, instructions and other tools to guide the customer through the process and even allows customers to manage their post completion mortgage account too, although of course, it is not a substitute for independent and specialised mortgage advice.
Whilst not all prospects will qualify for the Atom mortgage deals, once a relationship with the regional mortgage broker is established, the best and most suitable alternative can be sourced very quickly thus ensuring the prospective customer should always receive the best possible outcome.
The team here at Caboodle Finance of Sutton Coldfield, Birmingham always do their very best to help our clients get the mortgage that matches their individual circumstances. For more information on how we do that, call 0121 308 9114 today or alternatively just click HERE to contact us by email and one of our mortgage broking team will be happy to help you.
Caboodle Financial Services Ltd
240B Lichfield Road
Sutton Coldfield B74 2UD
Telephone: 0121 308 9114