Tuesday, December 13th, 2022
According to recent research and market analysis reported by Moneyfacts, the availability and choice of products within the buy to let mortgage sector is starting to recover. Buy to Let Product Availability Shows A Dramatic Increase The report suggests that buy to let product availability has risen by over seventy percent since the beginning of […]
More »Monday, November 28th, 2022
Recent volatility in the mortgage market in addition to several other influencing economic factors, has resulted in an increase in prospective clients looking for professional mortgage advice. Both industry commentators and other brokers alike echo our sentiments and experiences. Those looking to arrange a mortgage are scrambling to find a lender who will accommodate their […]
More »Wednesday, October 26th, 2022
Given the plethora of economic challenges thrown at UK homeowners in recent months, it is no surprise that online search criteria relating to mortgage brokers have, according to Knowledge Bank, become a little more focused. ** Homeowners Seek to Minimise Repayments During what could now be a turbulent economic period for the UK as interest […]
More »Wednesday, September 28th, 2022
As the UK has emerged from the Covid pandemic, the second charge lending market has continued to strengthen and grow. Recent reports by the Finance and Leasing Association (FLA) suggest that in June 2022 second charge mortgage lending was up by twenty-four percent by application volume and up by twenty-nine percent by lending value when […]
More »Monday, August 29th, 2022
The last few years have seen many property owners using a limited company structure to own and manage their buy to let investment properties. More recently, the good news is that not only is there now a much greater choice of lenders but also that the product choice is steadily increasing too. Professional Advice is […]
More »Wednesday, July 27th, 2022
Since the beginning of 2022 mortgage rates have risen steadily in most sectors of the market. More recently, many lenders have struggled to cope with an increase in demand and in some cases, service levels have suffered notwithstanding the wide variety of products on offer. ‘Stick or Twist’ In An Ever Changing Mortgage Market? With […]
More »Monday, June 27th, 2022
This is a question many people ask when enquiring about a mortgage and the importance of getting and maintaining a good credit score consequently remains a hot topic amongst those looking to make an application. Tracking Your Credit Rating In the belief that the score provided by a credit reference agency is indicative of their […]
More »Monday, May 30th, 2022
With rising inflation, fuel costs, household costs, and comparatively stagnant wages, it is no surprise that many first-time buyers are struggling to buy their first home. One of the most difficult barriers to home ownership that first-time buyers face is the ability to save a large enough house deposit. The other main challenge is then […]
More »Wednesday, April 27th, 2022
For the prospective borrower, the mortgage advice process should result in a specific product or products being recommended which are entirely based on the individual circumstances, needs, and requirements. It follows that where a prospective borrower simply chooses a mortgage product from a selection presented by a lender or its agent that this does not […]
More »Monday, March 28th, 2022
The demand for second charge mortgages has grown in recent months. As more homeowners take longer term fixed rates on their main mortgage, there has been a notable increase in enquiries for additional borrowing. The Downside of Long-term Fixed Rate Deals In the last few years, more homeowners who were buying or remortgaging a property […]
More »Caboodle Financial Services Ltd
Mere Green House
46-48 Mere Green Road
Sutton Coldfield
West Midlands B75 5BT
Telephone: 0121 308 9114