Pet Insurance

Pet Insurance

Lifetime pet cover

Insure your pet…
Caboodle has partnered with one of the leading providers of Pet Insurance to offer a unique way of protecting your beloved pet. Simply, all veterinary and complementary fees for your dog or cat for up to £10,000 a year are covered by the policy.

If you`ve shopped around, you`ll know that this is an exceptionally high level of cover. The following points illustrate what is available and why the policy is the best available for quality of cover and for excellence of service.

Pet Insurance benefits

In Summary


Please note

You must keep your pets vaccinations and boosters up to date, as recommended by your vet

The policy excludes

The third party liability cover applies only if you do not already own this cover. For instance, liability cover is often included on your household insurance, if this applies to you then our insurers will not be liable for this claim. Our policy only acts in the absence of any other cover.

Payment of the Monthly Premium

Payment by instalments is via an interest free credit agreement with Premium Credit. You will be sent an agreement as it is a legal requirement that the form is sent to you. Premium Credit would like you to agree to their terms of business online or by returning the paper agreement. Please note however that if you do not return this your direct debits will still continue to be collected. You may cancel the insurance and stop payments at any time without recourse to the outstanding premiums, providing no claim has been made.

The Importance of Lifetime Pet Insurance Cover

Lifetime pet insurance is the most comprehensive type of pet insurance cover, it pays for ongoing conditions year after year, provided that you renew the policy.

The value of lifetime pet insurance cover should not be underestimated. It gives you the peace of mind that you can treat your pet for any medical condition that it may develop. If your animal gets diabetes, a long-term skin disorder or any other issue that requires ongoing treatment, VetsMediCover will continue to pay claims.

A policy with a 12 month limit will only allow you to claim within this time period for any given condition. Other `per condition` policies will only allow you to claim up to a specific monetary value (eg, £1000). When this money is spent then the condition cannot be claimed for, nor can this issue be insured with any other company if you change providers as it will be considered a `pre existing` condition.

Consumers must be aware of lifetime pet insurance cover and the freedom for progress it provides. Pet Insurance is an investment; purchased to be used in the event of serious medical conditions and only lifetime pet insurance cover is sufficient for serious cases that require extensive treatment. If you want peace of mind then it`s worth choosing a policy that offers lifetime cover.

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT. CONSOLIDATING DEBTS MAY INCREASE THE TERM AND TOTAL AMOUNT PAYABLE.

Your initial consultation is free and you are under no obligation to proceed with a mortgage we recommend. There will be a fee for mortgage advice. The exact fee will depend on your circumstances and may be reduced depending on the loan amount and any commission we receive from the lender. It is estimated that the fee will be £595, but it may range from £495 to 1% of the amount you borrow. The fee is only payable on completion and can normally be added to the mortgage. This will be discussed and agreed with you before you make an application. Please ask for a personalised illustration.

Secured loan rates from 3.95% APRC, although we have plans available up to 29.9% APRC which allow us to assist customers with the most severe credit problems. The overall cost for comparison is 9.2% APRC. For secured loans a broker fee up to 10% of the loan amount borrowed may be payable on successful completion. A lender fee may also apply. The actual APRC available will depend on your circumstances. All loans are subject to status. Please ask for a personalised illustration.

The guidance and/or advice contained in this website is subject to UK regulatory regime and is therefore restricted to consumers based in the UK.

Caboodle Financial Services Ltd, registered in England at SQ2 House, 240b Lichfield Road, Four Oaks, Sutton Coldfield, West Midlands B74 2UD (number 08044670).
Caboodle Financial Services Ltd is an appointed representative of Pink Home Loans, Pink Home loans is a trading style of Advance Mortgage Funding Limited, which is authorised and regulated by the Financial Conduct Authority (FRN 305008) for mortgage and non-investment insurance advice.
The Financial Conduct Authority does not regulate some forms of Buy to Let.

© 2014 Caboodle Financial Services Ltd