Home Insurance

Home Insurance

Your home is probably your biggest investment and most valuable asset. It is therefore extremely important to make sure it is correctly insured to protect against unforeseen events.

It will be a condition of your mortgage that you have buildings insurance in place to protect your home at all times, but it is also a good idea to have contents insurance in place to protect your belongings too.

Buildings Insurance

This type of insurance covers the building itself. If your property is physically damaged – for example, by flooding, subsidence, fire or natural disaster – buildings insurance can help to cover the cost of repairing your property or rebuilding it.

If you live in an area of increased risk, such as a known flood risk area or a property with tall trees nearby, buildings insurance could be especially important.

Fixing structural damage to your home could be very expensive – but with the right buildings insurance policy, you`ll be covered for various claims.

Buildings insurance can also cover damage to fixed fittings in your home, such as fitted wardrobes and built-in kitchen appliances.

Contents Insurance

Most people these days have thousands of pounds worth of items in their homes. Just think what it would cost to replace your Furniture, laptops, PC’s, TV’s, and other appliances to name just a few.

So what would you do if these most prized possessions were broken, lost or stolen? Would you have the money to replace them straight away?

Well with the right home contents insurance you needn’t worry as you’d be covered for various claims.

Why Caboodle?

Our Protection Experts will use some of the industry’s leading technology to find you the most cost effective home insurance quote from our panel of chosen providers.

Our panel includes some of the UK’s leading insurers and some specialist companies for those more unusual properties and circumstances.

We do not charge a fee for our insurance services and we never pick a product based on the commission we receive, so you can be sure of getting a good deal.

 

Policies can be tailored to you individual requirements so why not give us a call today on 0800 151 2407 or 0121 308 9114. Alternatively, complete the short online enquiry form so we can provide you with a free, no-obligation quote.

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT. CONSOLIDATING DEBTS MAY INCREASE THE TERM AND TOTAL AMOUNT PAYABLE.

Your initial consultation is free and you are under no obligation to proceed with a mortgage we recommend. There will be a fee for mortgage advice. The exact fee will depend on your circumstances and may be reduced depending on the loan amount and any commission we receive from the lender. It is estimated that the fee will be £595, but it may range from £495 to 1% of the amount you borrow. The fee is only payable on completion and can normally be added to the mortgage. This will be discussed and agreed with you before you make an application. Please ask for a personalised illustration.

Secured loan rates from 3.95% APRC, although we have plans available up to 29.9% APRC which allow us to assist customers with the most severe credit problems. The overall cost for comparison is 9.2% APRC. For secured loans a broker fee up to 10% of the loan amount borrowed may be payable on successful completion. A lender fee may also apply. The actual APRC available will depend on your circumstances. All loans are subject to status. Please ask for a personalised illustration.

The guidance and/or advice contained in this website is subject to UK regulatory regime and is therefore restricted to consumers based in the UK.

Caboodle Financial Services Ltd, registered in England at SQ2 House, 240b Lichfield Road, Four Oaks, Sutton Coldfield, West Midlands B74 2UD (number 08044670).
Caboodle Financial Services Ltd is an appointed representative of Pink Home Loans, Pink Home loans is a trading style of Advance Mortgage Funding Limited, which is authorised and regulated by the Financial Conduct Authority (FRN 305008) for mortgage and non-investment insurance advice.
The Financial Conduct Authority does not regulate some forms of Buy to Let.

© 2014 Caboodle Financial Services Ltd