About

About

caboodle-financeWho are Caboodle Finance?

We are a specialist in financial services and offer a range of products and services direct to the public.

We only employ experienced and qualified staff to ensure you receive a first class professional service.

We use some leading technology to search mortgage, loan and insurance products from a number of providers to help you find the best deal.

Some of the cheapest “headline grabbing” products in the market place are not always available to everyone, so unlike comparison sites we use our knowledge and experience to find you the best product for your individual needs and circumstances.

From our offices in the West Midlands, we offer the option of online, telephone or face to face services putting you in control of your finances!

Personal Information
We do not undertake credit searches without your permission so you can be sure that your profile will not be affected when you contact us. We always respect the personal information you supply and will not use it without your permission. For more information click the link below:

Data Protection Statement

Fee Structures
We do not charge any upfront fees for any of our services.

Our insurance services are provided completely free of charge because we receive a commission from the provider.
The fee structures for our loan, mortgage and buy to let services can be clearly found on this website so there are no hidden charges.

Treating Customers Fairly
We are regulated by the Financial Conduct Authority and strongly believe in treating our customers fairly. Click here to see our TCF Principles.

We put our customers at the centre of everything we do and as a result we make them a number of promises. Click here to see our Customer Promise.

 

Information About Our Services

The following links and documents provide you with all the important information you need to know about the services we offer:

Mortgages
We give advice on mortgages and search from a comprehensive panel of lenders across the market to find you the best deal.
Key Facts About Our Mortgage Services.

Loans
We have a panel of lenders for secured loans and always select the cheapest product available.
Statement of Services – Loans.

Buy to Let
We give advice on Buy to Let mortgages and search the whole market to find you the best deal.

Life Insurance
We use a panel of the UK`s leading insurers to find you the most competitive quote.
Key Facts About Our Life & Critical Illness Insurance Services.

Home Insurance
We use some of the UK`s leading insurers and specialist providers.
Key Facts About Our Home Insurance Services.

Income Protection
We use some of the UK`s leading insurers to find you the most competitive quote.
Key Facts About Our Income Protection & Payment Protection Insurance Services.

Pet Insurance
We have teamed up with Vetsmedicover to provide you with a “one pet one price” policy.
Click Here for more details.

IFA Services
We can refer you to an Independent Financial Adviser if you require any help with any wealth management services such as pensions, investments, estate planning etc. Click Here for more details.

Your feedback
We are always looking to improve the service we provide and value the feedback we receive from our customers.

Hopefully you will never have cause to complain but if any dissatisfaction should occur we will investigate the underlying cause and take appropriate action whenever necessary.

Our reputation is important to us. For more information on how we handle your complaint please click here to see our complaints procedure.

THE FINANCIAL CONDUCT AUTHORITY DOES NOT REGULATE SOME TYPES OF BUY TO LET MORTGAGES, INVESTMENT MORTGAGES, BRIDGING FINANCE AND TAX ADVICE.

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT. CONSOLIDATING DEBTS MAY INCREASE THE TERM AND TOTAL AMOUNT PAYABLE.

Your initial consultation is free and you are under no obligation to proceed with a mortgage we recommend. There will be a fee for mortgage advice. The exact fee will depend on your circumstances and may be reduced depending on the loan amount and any commission we receive from the lender. It is estimated that the fee will be £595, but it may range from £495 to 1% of the amount you borrow. The fee is only payable on completion and can normally be added to the mortgage. This will be discussed and agreed with you before you make an application. Please ask for a personalised illustration.

Secured loan rates from 3.95% APRC, although we have plans available up to 29.9% APRC which allow us to assist customers with the most severe credit problems. The overall cost for comparison is 9.2% APRC. For secured loans a broker fee up to 10% of the loan amount borrowed may be payable on successful completion. A lender fee may also apply. The actual APRC available will depend on your circumstances. All loans are subject to status. Please ask for a personalised illustration.

The guidance and/or advice contained in this website is subject to UK regulatory regime and is therefore restricted to consumers based in the UK.

Caboodle Financial Services Ltd, registered in England at SQ2 House, 240b Lichfield Road, Four Oaks, Sutton Coldfield, West Midlands B74 2UD (number 08044670).
Caboodle Financial Services Ltd is an appointed representative of Pink Home Loans, Pink Home loans is a trading style of Advance Mortgage Funding Limited, which is authorised and regulated by the Financial Conduct Authority (FRN 305008) for mortgage and non-investment insurance advice.
The Financial Conduct Authority does not regulate some forms of Buy to Let.

© 2014 Caboodle Financial Services Ltd